PA aoon rak

Coverage and benefits

Coverage	Sum Insured (Baht)
Coverage	Silver	Gold	Platinum
1. Benefits upon loss of life, dismemberment, loss of sight or total permanent disability (Or. Bor.1) from general accidents including homicide, body assault or accident while riding or traveling on a motorcycle	300,000	500,000	1,000,000
2. Medical expense per accident	10,000	20,000	50,000
3. Annual benefits payable to the insured’s heir in case of the insured’s death, dismemberment, loss of sight or total permanent disability as a result of general accidents (Or. Bor.1), including homicide, body assault and accident while riding or traveling on a motorcycle Benefits per year Total benefits up to 5 successive years.	60,000 300,000	100,000 500,000	200,000 1,000,000
4. Daily income compensation while hospitalized as a result of accident (not exceeding 365 days)	1,000	2,000	3,000
5. Cremation or funeral expenses in the event of death caused by injury or illness (waiting period 180 days after the policy’s first effectiveness in case of death from illness)	10,000	20,000	30,000
Premium is inclusive of tax and duty stamps (Baht)	3,100	4,800	8,000

Terms and conditions

Insurance Documents

Basic Rights

Download E-Brochure (PDF File)

The Insured’s qualifications

The insured must be 20 – 60 years old on the insurance purchase date (renewable up to the age of 64) or purchase insurance for the first time.
The insured must be in good health without any physical disability while applying for the insurance.
Single premium payment.
This insurance plan does not include high-risk occupations such as construction workers, motorcycle taxi riders, document messengers, passenger car drivers, electricians, sawmill workers, metal-cutting workers – metal welders, firemen, fishing crews, emergency rescuers, guards, miners, petroleum or natural gas drilling workers, extreme sport athletes, professional athletes, election campaigners, politicians or other occupations of compatible risks.

Conclusion of Coverage Conditions and Exclusions

The coverage does not include suicide, miscarriage, brawls, acts under the influence of alcohol or addictive substances and crime.
Boarding or disembarking aircrafts that are not registered for transporting passengers and are not operated by commercial airlines, war and terrorist acts.
Coverage conditions are as specified in the insurance policy.

Insured by

Thanachart Insurance Public Co., Ltd.
TMBThanachart Bank Public Co., Ltd. acts only as a non-life insurance broker and is liable only as a broker.

Frequently asked questions

What are the advantages and benefits provided by PA aoon rak?

answer : PA aoon rak provides coverage against damages occurred from accidents as follows:

Loss of life or dismemberment up to 1,000,000 Baht.
Annual benefits payable to the beneficiary up to 200,000 Baht per year for 5 successive years.
Medical expense coverage up to 50,000 Baht per accident.
Daily income compensation while hospitalized up to 3,000 Baht per day.
Cremation expense in the event of death caused by injury or illness up to 30,000 Baht.

Who is suitable for PA aoon rak policy?

answer : PA aoon rak is suitable for breadwinners who want to rest assured that their families will be taken care of. The policy will provide annual benefits to the beneficiary up to 200,000 Baht per year for 5 successive years (totaling 1 million Baht).

What is the coverage age for PA aoon rak?

answer : Between 20 – 60 years on the date of the taking out insurance for the first time, to be renewable up to 64 years old.

Is health check-up required?

answer : No. Only health declaration is needed.

Where can I get medical treatment under this insurance?

answer : You can get treatment at every hospital and medical clinic without having to advance payment in case of treatment at a network hospital. Only show your PA Card when receiving treatment.

Where can I check the list of accident insurance network hospitals?

answer : You can check the list of more than 300 network hospitals by visiting www.thanachartinsurance.co.th or line official account “Thanachart Insurance.”

Product highlights

Medical expense reimbursable without limited times

Protection for your loved ones even when you are not around

Lighten burden